Medicare in Boulder, CO
Proudly serving Longmont, Broomfield, Arvada, & Denver, CO
If you are approaching the age of 65, you may have some questions about Medicare. Medicare is an insurance coverage for those 65 year or older, under 65 with certain disabilities, or any age with End-stage Renal Disease. There are four types of Medicare: Part A, B, C and D. Medicare Part A and B are the most commonly chosen plans for enrollment.
What Is Medicare Part A?
Medicare Part A helps cover inpatient care in hospitals, nursing care facilities and home health care. Most people can receive Part A for free, but some will have to pay a premium. Be sure to discuss your unique health situation with your agent at Professor Medicare to determine your potential cost.
To be eligible for a premium-free Part A, you must be eligible to receive Medicare based on the earnings of you, your spouse, parent or child. Visit CMS.gov for more information on eligibility requirements.
What Is Medicare Part B?
Medicare Part B covers medical services such as doctor visits, outpatient care and a variety of medical services not covered by Part A. Whether or not you are eligible for premium-free Part A or not will determine your premium cost for Part B. Once eligible for Part A, you have the ability to enroll in Part B.
If you are required to pay a premium for Part A, you must meet the requirements to enroll in Part B:
- Be 65 years or older
- Be a U.S. resident
- Be either a U.S. citizen
- Be an alien who has been lawfully admitted for permanent residence and has been residing in the United States for five continuous years prior to the month of filing an application for Medicare
To learn further information on Medicare plans, visit http://www.medicare.gov/.
Contact Us Today!
At Professor Medicare, we will take time to make sure you are fully aware of your rights, and once you are clear, we will lay out your options for you. Contact your agent to speak about Medicare Part A and Part B today!
Next, we will look at one of those choices, Part C- Medicare Advantage plans.