July 23, 2021Agency
Do You Have to Enroll in Medicare When Turning 65?
Do You Have to Enroll in Medicare Upon Turning 65? This is a question we get regularly since many of us who are over 65 are still working. Let’s look at where you fit in the Medicare universe. If you have medical insurance coverage under a group health plan based on your or your spouse’s current […]
July 26, 2021Agency
Protect Yourself from Cancer/Heart Attack/Stroke Expenses
Millions of Americans are Affected by Cancer Yearly. In the US, 1 in 2 men and 1 in 3 women will develop cancer. We have all had friends or family who have dealt with Cancer. Your Medicare or your health insurance covers some of the costs of Cancer, but not all. With Medicare Advantage plans […]
August 26, 2021Agency
Medicare Parts and Plans
MEDICARE PARTS AND PLANS “Parts and plans put pressure on patients to pick perfect provisions.” Whew! It’s easy to trip over all those p’s! Lots of people trip over Medicare’s p’s too, as it has both parts and plans. It can be difficult to remember which p word is which. Learning the difference is your […]
October 10, 2021Agency
SOME PART D CHANGES FOR 2022
2022 Part D plans are now released and can be changed from October 15 to December 7 with a January 1 start date. Your premiums, plans, pricing and formularies may be different. Below you will a few plans that are changing for 2022. You should have received an Annual Notice of Change from your Part D carrier. […]
November 8, 2021Agency
Understanding Medicare Part B
The Medicare program started more than 50 years ago as a government-supported health insurance provider, and enabled millions of seniors and other Americans to receive critical medical benefits at affordable costs. Among the main components of original Medicare is Medicare Part B, which is the coverage that will help you receive the routine care that […]
December 1, 2021Agency
Does Medicare Advantage Cover Prescription Drugs?
Medicare Advantage plans are geared to cover gaps left by Original Medicare. While these plans combine coverage available by Original Medicare, they also include coverage for different health care needs you may face as you grow older. At their most basic policies, neither Original Medicare nor Medicare Advantage cover prescription drugs. However, you can add […]
December 16, 2021Agency
Part B’s Historic Premium Increase for 2022
If you have not seen or heard of it by now, Medicare’s Part B premium is going up from $148.50 in 2021 to $170.10 in 2022. That is a 14.5% increase. But there’s more…. The Part B deductible is going up from $203 yearly to $233 yearly. If you have a higher income, note that […]
January 4, 2022Agency
Beware of False Advertising Claiming No Charges for Medicare
You probably saw the onslaught of ads during Medicare’s Annual Enrollment from October 15 through December 7. Let’s look at what the ads said and what is real. First, understand that the purpose of the ads was to get you to make a call or give your name to a marketing platform. Once you did […]
January 24, 2022Agency
What Is Medicare Supplement Coverage?
Medicare won’t cover all of the costs associated with your health care. Medicare supplement coverage, also known as Medigap, can help cover any gaps in your Original Medicare health care coverage. A Medigap plan can help cover those out-of-pocket costs to help make your health care expenses even more affordable. Discuss your health care needs […]
February 14, 2022Agency
How Does Moving Your Residence Affect Medicare Coverage?
If you plan to move from one state to another or only going from one county to another, it can affect your Medicare plan/plans. Let’s look at three scenarios so you will be prepared for a potential move. MEDICARE ADVANTAGE Your Medicare Advantage plan is in a specific network rooted to your County. What if […]