How Does Medicare Advantage Work?

A Medicare Advantage plan, also known as Part C, is another way to receive Medicare Part A and Part B. While Original Medicare offers your Part A and B coverage, Medicare Advantage is a way to receive bundled care, including prescription drug coverage, vision, hearing and dental. Private insurance companies offer these plans but still follow the rules of Medicare. Our Professor Medicare agents are here to help you through your enrollment process and any questions you may have.  

What Does a Medicare Advantage Plan Cover?  
A Medicare Advantage Plan covers items in addition to what Original Medicare covers. Coverage can include prescription drugs (Part D), fitness programs, vision and dental and hearing services. Depending on your plan, other services may be available. Plans can tailor their services to certain chronic illnesses, but this depends on your provider and plan.  

Each plan can charge for different out-of-pocket costs and has different rules for how you will receive your services. This can include whether or not you need a referral to see a specialist or if you need to see doctors in-network for emergency services.  

To learn more about what your Medicare Advantage Plan could offer, reach out to a Professor Medicare agent.  

How Can I Join a Medicare Advantage Plan?  
Before opting for a Medicare Advantage Plan, it’s essential to consider your options. Once you’ve looked at the plans available to you, you should follow these steps to join a Medicare Advantage Plan:  

• Use Medicare’s Plan Finder.
• Visit the plan’s website to see if you can join online.
• Fill out a paper enrollment form. Contact the plan to get an enrollment form, fill it out and return it to the plan. All plans must offer this option.
• Call the plan you want to join. Get your plan’s contact information.
• Call 1-800-MEDICARE (1-800-633-4227); TTY: 1-877-486-2048. 

Have your Medicare number and the date your Part A and Part B coverage began available before enrolling in a Medicare Advantage Plan. You can find this information on your Medicare card.  

Learn More About Medicare Advantage 
Our Professor Medicare agents are here to assist you with your Medicare, including Medicare Advantage. Reach out to an agent if you want to learn more about a Medicare Advantage Plan.